Affordable Life Insurance Broker Cleveland
Affordable Life Insurance - starting at $10 per year!
A Life Policy is more than just money left behind to loved-ones, because many life policies also have 'Living Benefits' such as; nursing-care, hospital confinement, hospice care, etc..
Call Us for a Free Final Wishes Booklet...
1. Add up the cost that you reasonably estimate, to cover
TO GET STARTED
all your expenses and provide income to your family.
2. Now, subtract the funds that you already have set-aside.
3. To cover the remaining amount, consider an Life Policy
to help fill the gap, between what you have, and need.
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Note: Some Term Policies can convert to a Whole Life Policy
and that's generally at the end of the term.
Term Coverage - is a good insurance-strategy, to cover a certain duration
or purpose. It offers the maximum coverage amounts
for the lesser premium, designed for a length of time.
Final Expense - a good-strategy for persons already over a certain age,
taking responsibility for their memorial costs, and not
leave that financial burden to their family and friends.
Typically used as a stand-alone policy, or can be used
in addition to Employer's Benefits or Business Partners.
Whole Life - is also a good-strategy to a build long term asset, as it
accumulates growth in cash-value over time. Withdrawl
is available, in the need ever arises, under certain terms.
Annunities - is an excellent choice for growth and life-time payments
that's tax-deferred, and generally has a higher rate of
interest over the low-risk bond market.
Are Financial Documents in order
Bank statements, Mortgage, Insurance, Gvt Benefits,
Loans, Trusts, Credit Cards, Safety Deposit, Debts,
Real Estate Investments, Stocks, Bonds, etc..
Have enough funds set aside ?
Memorial, Burial, Cemetary & Plot, headstone..
any debts: (Past & Present, including hospital)
for loved-ones and/or favorite charity.
If you knew, Tomorrow was your last day,
what would you do different today?
- PREPARE -
Strategic Plannig - is Key
Generational Wealth - our responsible contribution
What are we really leaving behind for the next Generation?
A Lump-sum cash-asset is an effective financial strategy
to change the playing-field for the Next Generation.
It is our responsibility and we have the capability.
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