My Ohio Medicare Broker
Late Enrollment Penalty ?
Typically, Part A comes without a premium, that is if
you have worked more than 40 quarters. However,
those who choose not to enroll into Medicare Part B,
or Part D, when First Eligible, will face a lifetime
'Late Enrollment Penalty'
You are first-eligible to enroll into Medicare (3) months
prior to your 65th Birthday. Generally, you are late, if
you decide wait more than (3) months after your Birthday
to enroll in a Medicare Part B or Part D Prescription Plan.
The Amount of the Penalty is 1% of the National Average,
But it accures monthly, and it's also a lifetime penalty, or
premium adjustment. So be very mindful of your deadline.
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MEDICARE ENROLLMENT PERIOD
Oct 15th - Dec 7th
Jan - Mar
once per quarter
Special Enrollment Period
Medicare Insurance Enrollment
Help choosing a Medicare Plan or Prescription Plan
Need help choosing a Medicare Plan? Our Medicare Advisors will take the time to
explain how Medicare Plans work, and answer your questions. We compare Plan
options (side-by-side) and that makes it easy to find a plan that fits your needs.
The "Best Plan" is the one that best-fits your particular situation, meaning; it will
include your primary-care physician in their network and any current medications
and the pharmacy and the hospital should all be in-network to be a "good-match".
Did You Know... when you initially turn 65 (for the first (6) months) Supplement Plans
are Guaranteed-issue, meaning; you cannot be denied, because of your medical history.
However, afterwards there are some qualifying-medical-questions for "Medi-gap" Plans.
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