My Ohio Medicare Broker
Late  Enrollment  Penalty ?

        Typically, Part A comes without a premium, that is if
        you have worked more than 40 quarters. However,
        those who choose not to enroll into Medicare Part B,
        or Part D, when First Eligible, will face a lifetime
        'Late Enrollment Penalty'

        You are first-eligible to enroll into Medicare (3) months
        prior to your 65th Birthday.  Generally,  you are late,  if
        you decide wait more than (3) months after your Birthday
        to enroll in a Medicare Part B or Part D Prescription Plan.

        The Amount of the Penalty is 1% of the National Average,
        But it accures monthly, and it's also a lifetime penalty, or
        premium adjustment. So be very mindful of your deadline.
 
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MEDICARE  ENROLLMENT  PERIOD

 
ANNUAL  ENROLLMENT
Oct 15th  - Dec 7th

OPEN  ENROLLMENT
Jan - Mar
 
DSNP  ENROLLMENT
once per quarter
 
Special Enrollment Period
case-by-case
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 Medicare Insurance Enrollment
  Help choosing a Medicare Plan or Prescription Plan


  Need help choosing a Medicare Plan? Our Medicare Advisors will take the time to
  explain how Medicare Plans work, and answer your questions.  We compare Plan
  options (side-by-side) and that makes it easy to find a plan that fits your needs.


  The "Best Plan" is the one that best-fits your particular situation,  meaning; it will
  include your primary-care physician in their network and any current medications
  and the pharmacy and the hospital should all be in-network to be a "good-match".


  Did You Know... when you initially turn 65 (for the first (6) months) Supplement Plans
  are Guaranteed-issue, meaning; you cannot be denied, because of your medical history.
  However, afterwards there are some qualifying-medical-questions for "Medi-gap" Plans.
 
MEDICARE   HELP-LINE
(719) 428-5855

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